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Disability & Accident Income ProtectionIf you cannot work because of a Disability caused by sickness, childbirth or injury, you can still be financially secure. In addition, our Accident benefit pays cash benefits for Fractures, Hospital Confinement and Emergency Room Visits...and for just a little more you can add the whole family. 
Cancer & Critical Illness ProtectionThis policy provides lump sum cash benefits for first diagnoses of CANCER, Heart Attack, Stroke, Multiple Sclerosis, Alzheimer's disease, Paralysis, and much more. Also included is a wellness benefit plan that pays cash for many annual doctor checkups. Life Insurance
Final (funeral) Expense ProtectionNo one knows when we or a loved one will die, but you can take steps now to make sure that funeral costs and other final expenses will be covered when that time comes. Top Long-Term Care Insurance
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NexBenefit Insurance Service, Inc. (NIS) is a creative and unique provider of online enrollment and benefit administration services.
Life insurance gives you the peace of mind you only get from knowing that you have protected your loved ones. Choose from Term Life, Universal Life or Whole Life Insurance. Many have a cash value component which can be put to good use during your lifetime. 
Long-term care service is the care you will need when you are unable to independently care for yourself. Your need may be triggered by a serious illness, injury or normal aging. It allows you to pay for these services without depleting or exhausting your retirement assets or personal savings. This program is available on a Modified Guaranteed Acceptance basis.